HAPO Visa® Home Equity

Flexibility in the palm of your hand

It's time to cash in on all that equity you've built in your home. The low rate HAPO Visa Home Equity card that is perfect for large home improvement projects or even those everyday necessities. You can maintain your flexibility with low monthly payments for continual purchasing power as you pay your balance.

Take a look at the HAPO Visa Home Equity card benefits:

  • No cash advance fee
  • No balance transfer fee
  • 25-day grace period for purchases
  • Up to $250,000 line of credit*
  • Credit Line access for up to 10 years

*Credit limit is contingent upon an adequate level of credit worthiness.

Payment is 1.25% of balance with a minimum payment of $15.00. Granting of minimum ($7,500) or maximum ($250,000) credit limit is contingent upon an adequate level of credit worthiness. The maximum annual percentage rate for a HAPO Visa Home Equity card is 18.00%. Fees imposed when opening a HAPO Visa Home Equity card range from approximately $1000-$1500.

For additional information, please stop by one of our financial center lending departments. Applications available at all HAPO locations for complete terms and conditions.

HAPO Mortgage/Home Equity Division 509-946-2044

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Added Bonus

Because this loan is tied to your home, you may be able to deduct the interest you pay each month.

Consult your tax advisor.

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