HAPO Free Checking

No minimum deposits. No worries.

At HAPO, we believe in Fee Fairness® and no hidden charges. That's why with HAPO's Free Checking** there is no monthly fee, no minimum balance required plus all the freebies that a Checking Account should have.

The perks of a HAPO Checking Account make managing your money both secure and convenient. Don’t settle for less. Bank on More® with HAPO.

Open an Account

  • No Minimum Balance
  • No Monthly Fee
  • Mobile Banking
  • Instant Issue VISA Debit Cards
  • Personalized VISA Debit Cards
  • Direct Deposit
  • Bill Pay*
  • e-Statements

*Bill Pay service will be cancelled if not used for six months.
**Overdraft and NSF fees still apply.