Membership Benefits

Welcome to HAPO Community Credit Union. Like all credit unions, HAPO is made up of people united in a common bond. As a member of this not-for-profit cooperative, you also become one of the owners, with all the rewards and benefits credit union membership has to offer. Our entire method of doing business is geared toward servicing our members. Since 1953, HAPO has been providing a quality locally owned financial alternative for people like you and your families. Together, we give each other competitive rates on loans, checking, terms on savings, Visa credit cards and the best interactive web site service.

What are the Benefits?


  • Conveniently Located Financial Centers
  • 24 Hour Telephone Banking
  • 24 Hour Internet Banking
  • Internet Bill Payment Service
  • Drive Thru
  • Direct Deposit
  • Saturday Service
  • Travelers Cheques
  • Night Depository
  • On-line check images
  • Notary Service
  • Live Web Chat
  • Mobile Banking


  • Certificate Accounts
  • Money Market Accounts
  • Savings Accounts
  • IRAs


  • Auto/Truck/RV/Boat Loans
  • Mortgage Loans
  • Motorcycle Loans
  • Home Equity Loans
  • Vacation Loans
  • Computer Loans
  • Line of Credit
  • Dealer Direct Auto Financing
  • Internet Loan Applications


  • Visa Check Card
  • Visa Credit Cards
  • Visa Rewards


  • Gap Vehicle Insurance
  • Loan Payment Protection
  • Identity Protection
  • Safe Deposit Boxes
  • Mechanical Breakdown Protection

Once your account is open, HAPO membership with all its benefits becomes a lifelong privilege. Even if you should leave the Tri-City area, the state, or the country, you still retain your HAPO membership. If you have any questions, contact one of our Financial Services Specialists at any of our Financial Centers.