Platinum Visa

You've achieved success by demanding more out of life. Why not carry a HAPO Visa Platinum, the card that meets your demands by providing outstanding service, exceptional purchasing power, and the recognition you deserve. Choose the card that works for you: Platinum Cash Back, Platinum CURewards, or Platinum Low Rate.

Visa Platinum from HAPO comes in three flavors:

Low Rate—Enjoy a rate as low as Prime +5.00% APR*

  • If you're looking for a great, low rate – our Low Rate Platinum is the card for you!

CURewards—Enjoy a rate as low as Prime +5.50% APR*

  • This card includes access to the CU Rewards online store
  • Earn one point for each dollar spent on purchases
  • Redeem your points for thousands of merchandise awards, or worldwide travel options!  
  • Receive bonus points and special offers though our CU Rewards Mall
  • View Platinum with CURewards terms (valid for Platinum with CU Rewards accounts opened 2.1.12 and later)

Cash Back—Enjoy a rate as low as Prime +6.00% APR*

  • Earn 1% cash back on your purchases
  • Unlimited cash back accrual
  • The more you shop, the more money you get back!
  • Cash back deposited directly into your account
  • View Cash Back Rewards terms

*This APR will vary with the market based on the Prime Rate as well as credit score.

All HAPO Visa Platinum cards have additional benefits, including:

Instant Issue Cards

At HAPO, meeting your needs in an instant is important to us. That is why we offer instant issue debit and credit cards. Visit any of our financial centers during regular business hours and we can print a new card for you on the spot—instantly! Best of all, it is another service HAPO offers you for FREE!

Contact HAPO for details and exclusions that may apply.

Visa eStatements: experience the ultimate in convenience

Receiving your statement electronically is faster, more secure, and more environmentally friendly than receiving paper statements. Enroll today!

  1. Log in to your account in HAPO's eTeller
  2. Click on your VISA card number from your eTeller display
  3. Add and verify your email
  4. Select the "Go Paperless" option from the Quick Links menu
  5. Then follow the prompts on the screen to set up your VISA eStatement enrolment

Put your photo on your personalized HAPO Visa

Now you can personalize your HAPO credit card. Have your favorite digital photo printed on the front of your card and let your personality shine through. All you need to get started is a HAPO Visa Card, a digital picture and eTeller online account access.

Get more info on personalizing your HAPO Visa.

Auto Rental Insurance

Enjoy 24-hour coverage for damage due to collision or theft up to the actual cash value of most rental vehicles, at no additional cost to you. Visa Auto Rental Insurance reimburses you for the repair or replacement of covered losses to your rental vehicle when certain terms and conditions are met.

View full disclosure.

Travel Accident and Baggage Delay Insurance

Travel with ease knowing that you and your family are protected when you purchase your entire travel ticket with your Visa card. The Visa Travel Accident program provides Visa Platinum cardholders and eligible family members with a minimum of $100,000 automatic Common Carrier Accidental Death & Dismemberment coverage.

Receive reimbursement of up to $100 per day for three days in the event of a baggage delay during travel.

View full disclosure.

Visa Transaction Alerts

Choose to receive text or email notices when your credit card is used. Know what is happening on your account, all the time! Click on your Visa card number from your HAPO eTeller, and enroll in Visa Transaction Alerts in your Online Options menu today.

Fraud Monitoring

HAPO's fraud monitoring team detects and notifies you of any unusual card activity to help prevent fraud.

Verified by Visa—Online Security

You can't have enough security in your life. That's why you should register your HAPO VISA credit card today, to make sure that only you can use your credit card to purchase items on-line. It's simple to do and only takes a few seconds.

Learn more about Verified by Visa.

Zero Liability

Use your Visa card to shop online, in a store, or anywhere, and you're protected from unauthorized use of your card or account information. With Visa's Zero Liability policy, your liability for unauthorized transactions is $0-you pay nothing!

Lost/Stolen Card Reporting

Enjoy peace of mind knowing that if your Visa card is lost or stolen, assistance is only a phone call away through Visa's Lost/Stolen Card Reporting service. Call 800-449-7728 anytime, 24 hours a day to report theft or fraud.

Emergency Cash & Card

Experience peace of mind 24 hours a day, seven days a week knowing that Visa has you covered through Visa Emergency Cash & Card.

Debt Protection* 

We have you covered!

  • Pays off or reduces your loan balance in the event of death
  • Pays your loan payment for up to 6 months if you are disable (begins 30-days after disability)
  • Defers your loan payment up to 3 months if you become unemployed
  • Defers your loan payment up to 3 months for Family Medical Leave
  • Easily added to your current loan
  • Instant coverage 90-days after signing your loan
  • Joint protection available. You choose the coverage that is right for you!

*Must meet all Debt Protection Plan Agreement terms to qualify.

Apply Now