Home Equity Visa

Flexible Home Equity VISA

With the equity you've built, your home is a real "safe" place. It's time to cash in. Now there's a low rate VISA card to make instant large purchases for projects around the house or for those everyday necessities. Also, maintain your flexibility to have low monthly payments for continual purchasing power as you pay your balance. A HAPO Home Equity VISA is the smart way to borrow. Take a look at this combination of advantages:

  • Take Advantage of a tax advantage - because this loan is tied to your home, you may be able to deduct the interest you pay each month. Consult your tax advisor.
  • No annual fee, No cash advance fee or balance transfer fee
  • 25-day grace period for purchases
  • Up to $100,000 line of credit*
  • Credit Line access for up to 10 years

*Payment is 1.25% of balance with a minimum payment of $15.00. Granting of minimum ($7,500) or maximum ($100,000) credit limit is contingent upon an adequate level of credit worthiness.

For additional information, please stop by one of our financial center lending departments. Applications available at all HAPO locations for complete terms and conditions.

HAPO Mortgage/Home Equity Division 509-946-2044

Auto Rental Insurance

Enjoy 24-hour coverage for damage due to collision or theft up to the actual cash value of most rental vehicles, at no additional cost to you. Visa Auto Rental Insurance reimburses you for the repair or replacement of covered losses to your rental vehicle when certain terms and conditions are met.

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Travel Accident and Baggage Delay Insurance

Travel with ease knowing that you and your family are protected when you purchase your entire travel ticket with your Visa card. The Visa Travel Accident program provides Visa Platinum cardholders and eligible family members with a $500,000 automatic Common Carrier Accidental Death & Dismemberment coverage.

Receive reimbursement of up to $100 per day for three days in the event of a baggage delay during travel.

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