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Whether you are looking to purchase a new home, or sell your existing home, at HAPO we understand that buying a home can be confusing and that is why our friendly, knowledgeable mortgage professionals are here to help. We can determine your financing needs and then get you set up with the loan that is best suited to help you reach your financial goals.
HAPO is pleased to offer FHA insured mortgage loans as well. Please contact us for information. |
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We offer a variety of flexible financing plans for our members including:
- FHA Mortgages
- Conventional Fixed Rate Loans
- Adjustable Rate Loans (ARM's)
- Low Down Payment Loans
- Manufactured Home Loans
- Home Equity Loans
- Jumbo Loans
- Land Loans ...and MORE!
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| Mortgage Loan | 30 Year Fixed | 4.875% | 5.055% | 360 Months | ** |
| Mortgage Loan | 20 Year Fixed | 4.50% | 4.68% | 240 Months | ** |
| Mortgage Loan | 15 Year Fixed | 4.375% | 4.555% | 180 Months | ** |
| Home Equity Loan | Up to 85% Loan to Value | 4.75% | 4.93% | 84 Months | ** |
| Home Equity Loan | Up to 85% Loan to Value | 5.50% | 5.64% | 120 Months | ** |
| Home Equity Loan | Up to 85% Loan to Value | 6.50% | 6.728% | 180 Months | ** |
| Home Equity Loan | Up to 85% Loan to Value | 7.00% | 7.071% | 240 Months | ** |
| Home Equity VISA | Up to 85% Loan to Value | | Prime + 2.00% | | + |
| Mobile Home | 70% Loan to Value | 7.35% | 7.65% | 120 Months | * |
| Mobile Home | 70% Loan to Value | 8.35% | 8.431% | 180 Months | * |
| Mobile Home | 70% Loan to Value | 9.35% | 9.425% | 240 Months | * |
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*Mobile Home rates available up to a 240-month term, subject to add-on rate. Rate dependant on year of home. Age of mobile home can be no more than 15-years old from current calendar year. Rates displayed above based on a loan amount of $75,000 at 80% loan to market value.
"Balloon" loan is amortized over 30 year period with balance due at end of 15 years.
**Mortgage and Home Equity Rates subject to change without notice. Contact Mortgage Division at our Kennewick Financial Center (509) 946-2044 for current rate information. HAPO is an equal housing lender.
**Mortgage and Home Equity Rates subject to change without notice. Contact Mortgage Division at our Kennewick Financial Center (509) 946-2044 for current rate information. HAPO is an equal housing lender.
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| The following REALTORS® are agents that we have worked with in the past that have provided courteous and professional services to our members. |
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Harlow Archibald
Remax
(509) 531-2289
Contact Harlow |
Richard “Pat” Butts
Clark Jennigs & Assoc.
(509) 547-9751
Contact Pat |
Colleen Harshman Windermere
(509) 378-2350
Contact Colleen |
Kim Hofert
Windermere
(509) 551-1649
Contact Kim |
Michelle Sisemore
Windermere
(509) 521-3324
Contact Michelle |
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To find out how you can become a featured realtor,
call Alma Feil, Director of Mortgage Lending, at 509.946.2044 |
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Apply online
Mortgage Calculator 
