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money market accounts

Checking | Savings | Certificate | Money Market | IRAs

Important Notice
HAPO's Money Market accounts generally pay the best rates in our area. If you have additional questions about an existing account or future offerings, please contact any of our Product Service Specialists at (509)943-5676.

Deposits are federally insured to $100,000 by the (NCUA) National Credit Union Administration. Our Money Market Share Account is a great account for members with higher savings or checking account balances who are looking for the flexibility of a higher yield combined with the ease of periodic withdrawals.

  • Five different balance levels at which to earn dividends*
  • Dividend rates are set accordingly to account balances starting at $2,500
  • Dividends are calculated on the average daily balance and compounded monthly
  • NO limit on the amount or the number of deposits you make
  • NO minimum withdrawal amount
  • NO monthly service charge when balance remains above $2,500
  • NO maturity date
  • Checks for the Money Market Account are provided at no cost
  • Safety of federal deposit insurance through NCUA
  • Deposits can be made through convenient payroll deduction, direct deposit, in person or by mail
  • Immediate access to funds with the option of writing up to three checks per month.
  • Higher yields

*HAPO may adjust the rates higher than those indicated in the schedule shown below due to market conditions.

amount yield
$2,500 to $4,999.99 1.25% below 13-week treasury bill rate*
$5,000.00 to $14,999.99 1.00% below 13-week treasury bill rate
$15,000.00 to $24,999.99 .75% below 13-week treasury bill rate
$25,000.00 to $49,999.99 50% below 13-week treasury bill rate
$50,000.00 to $99,999.99 25% below the 13-week treasury bill rate
$100,000.00 to $299,999.99 25% below the 13-week treasury bill rate
$300,000.00 to $999,999.99 25% below the 13-week treasury bill rate
$1,000,000.00 and above 25% below the 13-week treasury bill rate
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